Microsoft Digigirlz in Las Colinas, Texas

Ready to be counted in the female Tech population? 

Microsoft is offering its Digi Girlz High Tech Camp Aug.9-11 on its campus in Las Colinas, Texas. The free camp is for girls who are in grades 8 through 11 in the 2010-11 school year, and must be at least 13 at time of application. To read more about it visit www.microsoft.com/digigirlz   

 

Through the DigiGirlz High Tech Camp for girls, Microsoft is working to dispel stereotypes of the high-tech industry. They continue to look for opportunities to give young people a chance to experience, firsthand, what it is like to develop cutting-edge technology. 

 

To apply visit: https://www.ustechsregister.com/digigirlz2011/cityselect.aspx

Did you take your Education Credit on your Taxes this Year?

So, I have been getting a flurry of calls wanting to know whether its worth filing an amendment to take advantage of the various education credits that many people seem to have missed out on this year. Why?

Well, you generally get a 1098-T tax reporting form, from your school which states the amount of eligible tuition and fees received and also a counter balance accounting of the scholarships and grants you received.   Some schools have adopted the policy that they will not generate a 1098-T for the student if their records show that the amount of grants and scholarships that a student receives is

Interested in an Internship with the US Department of State?

The U.S. Department of State is now accepting applications for it's 2012 Spring Student Internship Program.

 

Click here and choose either Graduate/Post-Graduate or Undergraduate for more information and to start the online application process. Please note that the deadline to submit completed applications is July 01, 2011. 

You must be a U.S. Citizen and a student (a full- or part-time continuing college or university junior, or graduate student - including graduating seniors intending to go on to graduate school) to be eligible. Please read the program description and vacancy announcement for more information and for all requirements and qualifications. 
 U.S. citizenship is required. The US Department of State is an equal opportunity employer.

Gloria Barron Prize for Young Heroes

If you are ages 8 to 18, and you are the prime mover of a service activity, consider this opportunity, the Gloria Barron Prize for Young Heroes - there is an award of $2,500, but you must be nominated and that nomination deadline is right around the corner - April 30, 2011, so take action today.   

Waitlisted? Here are some ideas of what to do, to get off "The List."

Sharing this link from Christina Dell of "The Daily Beast" on some ideas of what to do if you are waitlisted titled "How to Get in when you are Waitlisted."

Scholarships for Disadvantaged Students

Pursuing any of the following fields?

• medicine
• osteopathic medicine
• dentistry
• optometry
• pharmacy
• podiatric medicine
• veterinary medicine
• nursing (associate, diploma, baccalaureate and graduate degree)
• public health
• chiropractic
• allied health (baccalaureate or graduate degree programs of dental hygiene, medical laboratory technology, occupational therapy, physical therapy, radiologic technology, speech pathology, audiology, and registered dietitians)
• graduate programs in behavioral and mental health practice (includes clinical psychology, clinical social work, professional counseling, or marriage and family therapy)
• programs providing training of physician assistants

You may qualify for a scholarship, if you can be classified as a disadvantaged student, having low or very low income, and you are a citizen, national, or a lawful permanent resident of the United States or the District of Columbia, the Commonwealths of Puerto Rico or the Marianas Islands, the Virgin Islands, Guam, the American Samoa, the Trust Territory of the Pacific Islands, the Republic of Palau, the Republic of the Marshall Islands and the Federated State of Micronesia. 

Contact your school to determine whether they are a participating school.  Schools are responsible for determining need and selecting scholarship particpants.   

Click here for more information.

What does the recent Student Loan Reform mean?

Last March (2010), President Obama signed legislation expanding access to college for many more students.   Over $68 billion of tax-payer money that commerical banks previously received as subsidies for writing student loans will now be re-directed to student financial aid funding and support.   Areas that will be affected by this change, include the following:

• Pell Grant funding will double
• Funding for community colleges will increase
• Support for minority-serving institutions will be increased
• Student loan payments will be capped at 10% of a graduate's discretionary income with forgiveness of the loan remainder after 20 years, and after 10 years if you have a career in public service
• Commercial banks will no longer receive government subsidies for writing federal guaranteed student loans, and these loans will now be provided directly from the federal government's Department of Education.
You may remember much discussion in the media in recent years where some schools were being investigated for accepting incentives from commercial lenders to place them on preferred lenders lists so that they (the banks) could increase the numbers of loans written, and therefore the amount of government subsidy received.   These subsidies are what will be re-injected into the student financial aid system, helping students directly.

With reform, for all intents and purposes there are now only two major categories of loans 1) Direct Federal Guaranteed Loans and 2) Private Loans, which include loans that schools may make in partnership with a commercial institution.

As I have mentioned on this blog before, if you qualify, grant aid should be your first source of funding your education, as this aid does not have to be repaid, then if you must use loans, you should always seek to use federally guaranteed loans first, and private loans only as a last resort.    Ask a lot of questions to ensure that you really understand what type of loan you are signing up for.    Some private loans are being named in such a way that they tend to suggest, intentionally or otherwise that they may be federal loans.     

The Federal guaranteed loans are the following loans

Federal Perkins Loans

Direct Stafford Loans

a)    Unsubsidized Stafford Loans

b)    Subsidized Stafford Loans

Direct PLUS Loans for Parents      and

Direct PLUS Loans for Graduate and Professional Degree Students