If you graduated from college or vocational/trade school this spring (2010), which is considered your separation date from college, and you had student loans with a 6 month grace period, your loans are probably due this December 2010 or January 2011. You have probably been bombarded with letters and statements from your lenders or your loan servicers. Do not ignore these statements. It is important that you make your payments on time.
Student loans are almost impossible to discharge, they have very few consumer protections so
