Graduated in 2011? Check your repayment due date.

If you graduated in May or June of this year - 2011 - then your 6 month grace period is probably up this month (November) or next.  Perkins Loans have a 9 month grace period - mark your calendars now.  If you haven't heard from your lender or servicers - contact them.  If you aren't sure who your loan servicers are - look it up here at www.nslds.ed.gov  - the National Student Loan Data